How to Pay Income Tax Offline

Published On: Jun 28, 2023Last Updated: Nov 8, 20235.1 min read

Introduction

Paying income tax is an essential responsibility for every taxpayer. While online payment methods are widely used and convenient, some individuals prefer to make their tax payments offline. It’s important to file your ITR and pay your income tax on time. In this article, we will provide you with a comprehensive guide on how to pay income tax offline using the “Pay at Bank Counter” service. Whether you are a salaried individual, a business owner, or a freelancer, this step-by-step guide will walk you through the process. So let’s get started!

Overview

You can pay your income tax online or offline, The Tax Payment using “Pay at Bank Counter” service is available to all taxpayers on the e-Filing portal, both in pre-login and post-login mode. This service allows you to make tax payments by visiting the bank selected by you while generating the Challan Form (CRN). You can make payments through cash, cheque, or demand draft at the bank’s counter. Now, let’s explore the prerequisites for availing this service.

Prerequisites for Availing This Service

Before proceeding with the offline tax payment, there are a few prerequisites you need to fulfill:

Pre-Login: 

If you prefer to use the pre-login mode, ensure you have a valid PAN/TAN for which tax payment is to be made, a debit card of an authorized bank, and a valid mobile number to receive the One Time Password (OTP).

Post-Login: 

For the post-login mode, you need to be a registered user on the e-Filing portal.

Step-by-Step Guide

Pay Tax without logging in to the e-Filing portal – Pre-Login Service:

If you prefer to pay income tax without logging in to the e-Filing portal, follow these steps:

Firstly, visit the e-Filing portal.

ITR e-filing page

After that, navigate to the e-Pay Tax section.

E-pay on e-filing page

Once that’s done, enter your PAN (Permanent Account Number) and mobile number, then click “Continue.”

Provide Pan details on e-filing page

Enter the OTP (One-Time Password) received on your mobile number, then click “Continue.”

OTP verification for e-filing

After successful verification, a confirmation message will be displayed. Click “Continue.”

Successful otp verification message

Select the category of tax payment and click “Proceed.”

Choosing ITR payment tile

Choose the relevant Assessment Year and Type of Payment (Minor Head), then click “Continue.”

Choosing ITR assessment year for payment

Provide the details of the tax breakdown and click “Continue.”

ITR payment tax breakdown

There will be various payment options in front of you, such as pay income tax through Payment Gateway, via Net Banking, Debit card, etc. Choose the “Pay at Bank Counter” mode and select the payment method and bank name. Click “Continue.”

Choose Pay at bank counter option

Preview the Challan Form, verify the details, and click “Continue” to generate the Challan Form (CRN).

Preview chalan

Finally, print the Challan Form and visit any branch of the selected bank to make the payment.

Pay after generating a New Challan Form (CRN) – Post-Login Service

Follow these steps to pay income tax after logging in to the e-Filing portal:

Firstly, visit the e-Filing portal and click on Login.

ITR e-filing Portal

After that, log in using your PAN/Aadhaar/USER ID and password.

Login on ITR e-filing portal

Once that’s done, navigate to the e-File section and select e-Pay Tax.

E-pay tax on e-file portal

Click on “New Payment.”

Choose new payment for paying income tax

Select the relevant tile of tax payment and click “Proceed.”

Choosing ITR payment tile

Choose the relevant Assessment Year and Type of Payment (Minor Head), then click “Continue.”

Choosing ITR assessment year for payment

Provide the details of the tax breakdown and click “Continue.”

ITR payment tax breakdown

Select the “Pay at Bank Counter” mode and choose the payment method (cheque, cash, or demand draft) and the Bank Name. Click “Continue.”

Choose Pay at bank counter option

After that, preview the Challan Form and verify the details. Click “Continue” to generate the Challan Form (CRN).

Preview your e-pay details

Finally, print the Challan Form and visit any branch of the selected bank to make the payment.

Note: Similar to the post-login service, you will receive a confirmation email and SMS upon successful payment. Moreover, the Challan Receipt can be downloaded for future reference.

Conclusion

In conclusion, paying income tax offline through the “Pay at Bank Counter” service provides taxpayers with a convenient option to fulfil their tax obligations. This service is available through authorized banks. You can access it either through the post-login service on the e-Filing portal or without logging in. It lets you fill out the form online and pay your tax liability directly at the bank.

Frequently Asked Questions

No, there are no transaction charges or fees applicable for making tax payments through the “Pay at Bank Counter” mode.

Authorized banks for offline tax payment include Axis Bank, Bank Of Baroda, Bank Of India, Bank Of Maharashtra, Canara Bank, Central Bank Of India, City Union Bank Limited, Federal Bank, ICICI Bank, IDBI Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Jammu And Kashmir Bank Limited, Karur Vysya Bank, Kotak Mahindra Bank, Punjab National Bank, UCO Bank, HDFC Bank, Punjab & Sindh Bank, RBI, South Indian Bank, State Bank of India, and Union Bank of India.

Cash payments of more than Rs. 10,000/- (Rupees Ten Thousand Only) are not allowed under the “Pay at Bank Counter” mode.

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Monjima Ghosh
About the Author

Monjima Ghosh

Monjima is a lawyer and a professional content writer at LegalWiz.in. She has a keen interest in Legal technology & Legal design, and believes that content makes the world go round.

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